Chelsea captain John Terry has been been hit with a four-match ban and a $356,000 fine after being found guilty of racially abusing Queens Park Rangers defender Anton Ferdinand. The incident occurred during Chelsea’s English Premier League game against London rivals Queens Park Rangers at Loftus Road last October. In July the 31-year-old had been found not guilty of a racially aggravated public order offence at Westminster Magistrates’ Court. But the FA requires a lower burden of proof than an English court and after four-day hearing the Chelsea skipper was found guilty “with using abusive and/or insulting words and/or behavior towards” Ferdinand.